As the financial crisis worsens more people are taking their money out of banks and buying home safes. They feel their valuables are better protected when it is closer to hearth and home than it is in a bank that could fail at any minute. They are stashing gold, jewelry and cash. According to an article on CNN, home safe sales are up by at least fifty percent.
I am sure the trend is catching on. And with the trend come the bragging rights. We often love to brag about the most insipid of things. In communities where life is too often measured by who has the nicer car and who maintains better lawn care, this is a one more topic for the cocktail and barbecue circuit. I am sure we will here from people who ten minutes ago didn’t know a safe from a cab stand, all about the intrinsic qualities, the locking devices, style, weight and, naturally, the size and cost.
The financial meltdown is hardly funny. But aspects of running out to buy a home safe that you believe is safer than banks, is pretty funny in a darker way. It reminds me of the old timers and miser of yore who hid their money under the mattress, or in the cookie jar or the cut out pages of a book. My grandparents long ago employed one such fellow who discovered to his dismay that my grandmother on a cleaning spree unwittingly donated the cobwebbed books and, consequently, his money to the Salvation Army.
With mattresses now so technologically advanced, it is really difficult to hide more than a few bills under one. Too much cash can ruin the rest on a Tempurpedic. The cookie jar is a tough place for stashing gold, and the safe, well, as good as it is, it’s vulnerable to burglars and home invaders.
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The really good, expensive, home safes may be impervious to the blow torch or maybe even to dynamite. Well, some small amount of dynamite. But they are not impervious to someone sticking a gun in your face and ordering you to open the safe, before they kill you. Will this happen? As the economy continues its downfall, you will see more crime. You can’t count on much, but you can sure count on that happening.
The geekier burglars will hack in to vendor databases and find out where you live. Intercept your mail. Whatever. So what’s the trend, then? Install an alarm system. That will protect your house and your safe. Until the geeky techno burglar bypasses your alarm and gets into your face, or waits in hiding until you come home, sticks a gun at your head and orders you to open up. Burglars driving by will see the new alarm sign and figure, ” there has to be a safe in there.”
Now I’m not saying someone shouldn’t have safe. Probably they should. A good fire safe is excellent for protecting valuables against a fire. It’s a great place to stash some cash for emergencies and some of your jewelry and the kind of bonds you can easily have replaced. It’s great for your prized autographed Babe Ruth Baseball or a document signed by Abraham Lincoln. Whether it is good for stashing gold bullion, as some are wont to do right now, well that is another story.
So what to do with most of your cash, your valuables, and, if your are lucky enough, your gold coins and bullion? Stick them in a bank. After all, that’s what banks are made for.
